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When Is The Best Time Of Year To Start Getting Out Of Debt?

Most of us like to wait until the time is right to start a major task like dieting for example, or quitting a bad habit.  Just like getting out of debt, sometimes it is better to wait for “the right time” to tackle a nagging task, but not always!

To ensure a good fresh start, it is best to prepare yourself mentally before engaging in a life changing task.  So doing it at a particular time of year might be better.  However, if you have been putting off an important assignment, there is no better time than NOW!

Here are 5 reasons why you should get started paying off your debts right away:

1) Time is wealth; time is your debt’s enemy!

-Debt builds up like a snowball – it keeps getting bigger and bigger.

-Wealth builds over time and compounds nicely the longer you keep saving.

 

2) If you wait for the perfect time, it will never come!

-You don’t get into credit card debt over night, it becomes a habit.  Waiting for
the perfect time to get out of it could be a dangerous game.

-The longer you wait, the harder it gets to change a habit.

 

3) Like the old saying says, “A journey of a thousand miles begins with a single
step”.

-The longer you wait, the longer it is to take that one step.

-The sooner you take the first step, the easier it is to take the second step.

 

4) Write down your goals & plan for reaching them.

-Statistics show that about 75% of people who enrol in a debt relief program don’t finish it.

 

5) Every little bit really helps.

-Even if you only start your debt relief plan with
tiny baby steps, it is still much better to get started now.

So, which time of year is the best time to start getting out of debt?  Right now!

 

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